find out about innovative ways to buy your new build home...
find out about innovative ways to buy your new build home...

find out what remortgaging could do for you...
find out what remortgaging could do for you...
find out more about who we work with...
find out more about who we work with...
we can help take the hassle out of buying your first home...
we can help take the hassle out of buying your first home...
the market at your fingertips...
the market at your fingertips...
just one of the ways we make your life a little easier...
just one of the ways we make your life a little easier...
find out about the different life insurance products available...
find out about the different life insurance products available...
helping to make your big move a smooth one...
helping to make your big move a smooth one...
essential buildings and contents insurance...
essential buildings and contents insurance...
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Latest Market News

Director's Cut: News and Views Including Commentary from Commercial Director Andrew Frankish

Cheaper rates on Coventry mortgages

Selected mortgages from Coventry Building Society will now come with rates cut by up to 0.3 per cent.

The lender has cut its two-year residential fixed product by this amount, so that it comes in at 3.18 per cent. It's available at 65 per cent LTV, £199 booking fee and £800 arrangement fee. There's also a five-year fixed deal on offer at 3.89 per cent, with similar LTV, booking fee and arrangement fee.
 
 
 
Calculators & Budgeting

The Calculators here are a great way of getting quick indications on a number of different things. However, there are plenty of reasons for you to seek professional independent advice to get a better understanding of your personal circumstances. Click the video icon to find out more

Field Description
How Much Could I Borrow?
Result based only on first income:
Result based on joint income:
First income of:
Second income of:

The mortgage amount shown is intended as a guide only. The actual amount you will be able to borrow could be more or less than this figure and depends upon your personal circumstances.

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How Much Could I Borrow?
First Income:
Second Income:
Submit
How Much Will It Cost Me?
Monthly Repayment:
Interest Only:

The monthly payment shown is intended as a guide only. The actual amount you will have to pay each month could be more or less than this figure

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How Much Will It Cost Me?
Loan Amount:
Term (Years):
Interest Rate:
Submit
How Much Could I Borrow? (BTL)
You Can Borrow:

The mortgage amount shown is intended as a guide only. The actual amount you will be able to borrow could be more or less than this figure and depends upon your personal circumstances.

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How Much Could I Borrow? (BTL)
Purchase Price:
Monthly Rent To Be Charged:
Submit
How Much Rent Should I Charge?
The Amount Of Rent You Should Charge:

The results are based on the minimum monthly rent you may need to charge in order to borrow the amount specified. This should only be used as a guide, as the amount you should charge will be affected by a number of factors.

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How Much Rent Should I Charge?
Property Price:
Loan Required:
Interest Rate:
Submit
Stamp Duty
Stamp Duty:

First time buyers will no longer receive an exemption from stamp duty from 24th March 2012 onwards. The results of this calculator may therefore not be correct after that date.

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Stamp Duty
Property Value:
First Time Buyer:
Disadvantage Area: Question
Submit
Search the Market

Please use the following links to compare mortgage deals. Whilst this tool is here to make it as easy as possible for you to see what is out there, you can not apply for any of these via the site. Click the video icon to find out more.

Protection

We offer an exclusive range of insurance products directly from Legal & General to help you protect your home, your family and your finances. To find out why these products could be benificial to you, click the video icon to watch.

over 50's life insurance plans

think you're too old for life insurance...think again.  help protect your loved ones with a range of options.

life and critical illness cover

help make sure your loved ones are financially secure should you die or become critically ill.

buildings & contents

ensuring that you have a financial safety net in the event your home suffers loss or damages

income protection

help to protect your loved ones should you become unable to work due to unforseen medical circumstances

Why Mortgage Talk

Click the video icon to find out more about the Mortgage Talk Promise



What We Do For You

  • we can arrange your mortgage wherever you buy and whoever you buy from.
  • we make the process simple from start to finish by handling lender arrangements, negotiations, valuations and documentation.
  • we will leave no stone unturned in finding your mortgage by searching the whole of the market so you don't have to.
  • we find the best deal for your individual circumstances, and help differentiate between the headline rates and the products that could suit you better in the long run.
  • our dedicated admin team's knowledge and expertise will ensure your application goes as smoothly as possible.
independent mortgage advice from Mortgage Talk

Buying a new home can be one of the most stressful events in your life. At Mortgage Talk, our friendly experts take the hassle out of financing your new property with simple, independent advice on the best range of mortgages to suit your individual needs.

Whether you're a first time buyer, moving home, or remortgaging, one of our independent mortgage advisers will aim to find the mortgage to suit you and handle all of the arrangements with your mortgage lender. We can also help you find legal assistance and provide advice on life assurance and property insurance so that you can protect what’s important to you. For insurance business we arrange policies exclusively from Legal & General.

Our friendly, straight talking team will update you every step of the way, right through your move.
 

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

Mortgage Talk is a trading name of the following companies which are authorised and regulated by the Financial Services Authority for advising on and arranging the following: Mortgage Advice Bureau Limited for Mortgages. Mortgage Advice Bureau (Derby) Limited for insurance.

Mortgage Advice Bureau Limited. Registered office: Capital House, Pride Place, Derby DE24 8QR. Registered in England Number: 3368205

Mortgage Advice Bureau (Derby) Limited. Registered office: Capital House, Pride Place, Derby DE24 8QR. Registered in England Number: 6003803